Even with health insurance, a serious accident or diagnosis can drain your savings. Supplemental plans pay cash directly to you — for bills, rent, groceries, whatever you need.
Our team will review supplemental options that fit your situation and reach out within 24 hours.
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Skip the Wait — Call Now 📞 (239) 688-3707Each one protects you differently. Many people stack two or all three.
Pays cash if you're injured — broken bones, sprains, ER visits, stitches, concussions. Covers the out-of-pocket costs your health plan doesn't.
From $15/month
Lump-sum cash payment if you're diagnosed with cancer, heart attack, stroke, or other serious illness. Use it for anything — bills, rent, treatment travel.
From $20/month
Pays a fixed cash amount for every day you're admitted to the hospital. Covers the gap between what your insurance pays and what you actually owe.
From $25/month
Health insurance covers the hospital. Supplemental insurance covers your life.
Even with good health insurance, the average American pays $1,644/year in out-of-pocket medical costs. A hospital stay averages $2,883 in copays and deductibles. Add lost wages from missing work and you're looking at a financial crisis — even WITH insurance.
Supplemental plans pay cash directly to you — not to the hospital. You decide how to use it: medical bills, mortgage payments, groceries, childcare. It's financial breathing room when you need it most.
"My son broke his arm at soccer practice. Insurance covered the ER, but I still owed $1,800. My accident policy paid me $2,000 cash — more than enough to cover it plus the follow-up visits."
"I was diagnosed with breast cancer last year. My critical illness policy paid me $25,000 in one lump sum. It let me focus on treatment without worrying about the mortgage."
"I had an emergency appendectomy and was in the hospital for 3 days. My hospital indemnity plan paid $500/day — $1,500 total. That covered my deductible and then some."